We use cookies

We use cookies to give you the best possible experience on our website. By continuing to browse this site, you give consent for cookies to be used. For more details, please read our Cookie Policy.

Skip to content

Benefits and money advice

Universal Credit

Universal Credit is a benefit payment to help with your living costs which replaces six benefits.

Image: Universal Credit

What is Universal Credit?

Universal Credit replaces six benefits:

  • Housing Benefit
  • Jobseeker’s Allowance (Income based)
  • Employment and Support Allowance (Income based)
  • Income Support
  • Working Tax Credit
  • Child Tax Credit

If you already claim any of these benefits then don’t worry, you’ll carry on getting your current benefits as normal. The Department for Work and Pensions (DWP) will get in touch with you if anything changes.

But if something happens in your life that affects your benefits, like starting a new job or having a baby, you might need to apply for Universal Credit.

If you’re already claiming Universal Credit, any housing costs you're entitled to should already be included in your Universal Credit payment.

Keeping your rent up to date

It’s important to keep up with your rent payments so you don’t miss any payments and fall into arrears. It might be a good idea to pay a bit extra where you can to build up credit on your account. If you’re worried about paying your rent, let us know as soon as possible.

Talk to us

Our advisors are trained to give free, one to one support, if you're worried about money. If you're struggling to pay your rent, looking for benefits advice or help with budgeting then give us a call.

Universal Credit FAQs

You may also like...

Image: Planning a budget

Planning a budget

Create your own personal budget with our easy-to-use budget planner.

Image: Claiming benefits

Claiming benefits

Our benefits calculator will help you find out what benefits you can claim.

Image: Talk to us

Talk to us

Our advisors are trained to give free, one to one support, if you're worried about money. If you're struggling to pay your rent, looking for benefits advice or help with budgeting then give us a call.

Help us improve our website. Did you find this web page useful?

Thank you for your anonymous feedback about our website. If you need help with a non-website issue please use our get in touch option.

Please add your comments below: