Bedroom tax

If your home has one or more spare bedrooms then you’re likely to be affected by bedroom tax.

• A spare bedroom is a bedroom not used by any of the following people:
• A couple
• A person aged 16 or over
• Two children aged under 16 of the same gender (they are expected to share)
• Two children aged under 10 (children of both genders are expected to share)
• Any other children (either an only child or children who cannot fit in the 'shared' room)

There are a few exceptions:

• If you’re of working age, have a disability and need a spare bedroom so that a carer can stay overnight or for equipment storage, you need to be claiming specific benefits for this to apply.
• If you have an adult child in the armed forces or an adult child studying away from home, their bedroom won’t be affected either
• Severely disabled children might also be allowed their own bedroom, especially if room sharing would seriously disrupt another child’s sleep
• You or your partner are of state pension age or Pension Credit age

In any of these circumstances, you should contact your local authority so that they can help you keep more of your housing benefit, or make sure that your work coach is aware of the issue for Universal Credit claims.

If you’re finding it difficult to make ends meet as a result of the bedroom tax then visit our struggling to pay page or get in touch with us to discuss your payment options.

You might be considering moving to a home with fewer bedrooms. If this is something you think you might be interested in, you can apply for a mutual exchange through Home Swapper or by talking to one of our advisors to see what other homes we have available.

You can also contact your local authority to ask about getting some extra financial help through the Discretionary Housing Payment. They also might be able to help if you have a disability and your house has been adapted.

If you’re looking to move to a home that better suits your needs, you might also be eligible for additional help through the Discretionary Housing Payment. Each local authority has their own rules on who they will award this to and your local authority will be able to tell you more.

Many local authorities have decided that this payment is time-limited, so you’ll need to change your circumstances in the time period of the award or make sure that you’re able to pay the additional amount when it ends.

If you’ve been living in your home since 1st January 1996 and claiming housing benefit since that time, you might be able to receive a greater award or a backdate by asking your local authority for a review of your housing benefit award and explaining the time length of your claim.