Right to Buy and Right to Acquire

These Government schemes help eligible council and housing association tenants in England to buy their home with a discount, depending on what tenancy you have.

Do you qualify for Right To Buy? Try this eligibility checker.

  • Who is eligible?

    • If you are a secure tenant with Home Group (CRTB) or assured tenant with protected right to buy (PRTB) status who has spent a minimum total period of three years with a public sector landlord, and

      •    if you occupy your house as your only or principal home, or
      •    if you are the joint tenant of a tenancy with a person who satisfies all of the above, or
      •    if you were assigned the tenancy by a member of your family who immediately before the assignment satisfied all of the above, or
      •    if you became the tenant under divorce legislation in place of a person satisfying all of the above, or
      •    if you are a family member of a previous sole tenant who satisfied all of the above who inherited the tenancy, or
      •    if you are a former spouse or cohabitee of a deceased tenant who acquired the RTB by succession, or
      •    if you were a tenant of a local authority house that was part of a stock transfer to Home Group you may have the Preserved RTB.
  • You will not have the RTB / VRTB if:

    • •    your home is let to you in connection with your employment, or
      •    your home is sheltered housing for older people, those with physical or mental health issues, or
      •    your home was first let before 1 January 1990 and has features particularly suitable for elderly persons (but not in a group), or
      •    you have been served with a notice of intention to demolish your home, or
      •    you are or are about to be declared bankrupt or you have an arrangement in place with your creditors, or
      •    a court order is made obliging you to vacate your home by a specific date or the terms of a suspended court order are breached, or
      •    you are the subject of an anti-social behaviour order and your tenancy is demoted.
  • Discounts

    • The discount depends on how long you have been a tenant (including any time spent as a tenant with another housing association, local authority or armed forces etc).

      The discount can be no more than 70% of the open market value.

      The longer you have been a tenant, the more discount you get, but whatever percentage you are eligible for, the current maximum discount is £77,900 or £103,900 (London boroughs).

Right to Acquire

This scheme gives housing association tenants a discount to buy their home if they meet certain criteria.

  • You may exercise the RTA if:

    • •    you are an assured tenant who has spent a minimum total period of three years as a RP or Local Authority tenant, and
      •    you occupy your house as your only or principal home, and
      •    your home is a self-contained property, which was built or purchased by a registered provider, funded on or after 1 April 1997 through a social housing grant. A property transferred from a local council to a registered provider on or after that date will also qualify for the scheme.

      Discounts - based on local authority area - are set between £9,000 and £16,000.
  • You will NOT have the RTA if:

    • •    your property falls within a designated rural setting which means it is exempt, or
      •    your property is designed with special features for letting to people with physical disabilities, or
      •    your property has special facilities for tenants who are suffering from, or have suffered from, a mental disorder, or
      •    your property is let to persons of pensionable age, or
      •    your home is let to you in connection with you employment, or
      •    your home is sheltered housing for older people, those with physical or mental health issues, or
      •    you have been served with a notice of intention to demolish your home, or
      •    you are (or are about to be) declared bankrupt or you have an arrangement in place with your creditors, or
      •    a court order is made obliging you to vacate your home by a specific date or the terms of a suspended court order are breached, or
      •    you are the subject of an anti-social behaviour order.
  • Further information

    • We can provide free advice on buying your home.

      If you are approached by private companies or individuals with offers of help, check out what they will gain from it.

      They may help submit an application, but may make a charge for this service.

      Please note that you can apply directly to Home Group, at no cost to you if you qualify for the Right to Buy or Right to Acquire.

      Help will be given, if needed, to complete the form.

      Contact Home Group Customer Service Centre to express an interest in the scheme (your details will be held securely until we can notify you of the criteria).

      We have more answers to your questions on vRTB here.