Owning your own home

Information for customers on schemes available to help them own their home.

There are a number of schemes to help people currently renting a home from a social landlord to buy their home. If you’re a Home Group customer and interested in home ownership, these schemes could help you achieve your dream.

  • Home Group Deposit Builder

  • Right to Acquire

    • This scheme gives housing association tenants a discount to buy their home if they meet certain criteria, the main one being that they have had a local authority (local council) landlord for three years.

      You qualify to apply to buy a home under Right to Acquire if you are:

      - A permanent Home Group customer with an assured tenancy 
      - Your home was built or acquired by Home Group after 1st April 1997
      - You have rented a property for a total of three years from a local authority or council
      - The property is your only or main home
  • Right to Buy

    • This government scheme currently offers council and some housing association customers in England, the right to buy their current home at a discounted rate.

      This doesn’t currently include Home Group customers, however, following the 2015 general election, the National Housing Federation signed up to a voluntary scheme to extend Right to Buy to all housing association tenants in England. This is called Voluntary Right to Buy and once it’s rolled out in full across England, it will offer Home Group customers the chance to buy their current home at a discounted rate through the scheme.

  • Voluntary Right to Buy

    • In December 2015 the government launched a pilot which extends the Right to Buy scheme to housing association tenants, this is known as Voluntary Right to Buy (VRTB). Home Group were not one of the five housing associations involved in the pilot.

      In August 2018, the government announced a second pilot in the Midlands, which Home Group is involved in. The chance to register for this pilot is now closed, but Home Group customers who were successful in the government ballot to take part may now be eligible to buy their home through VRTB.

      We remain committed to supporting the home ownership aspirations of our customers through supporting the VRTB pilot as well as other routes to home ownership.

      For more information, find answers to your questions on VRTB.