Staircasing is a process that lets you buy more shares in your shared ownership home.

Staircasing smaller


The more you own of your home, the less rent you’ll pay on the part that you don’t own yet. By staircasing, you may also be able to eventually own the maximum share allowed by your lease (the amount you can purchase may vary depending on the details of your lease and it’s not always possible to staircase up to 100% or full ownership). To find out more about staircasing, take a look through our answers to your frequently asked questions below:

Why should I consider staircasing?

• The main benefit of staircasing is that you’ll pay less rent and may eventually be able to own the maximum share allowed by your lease


• If you’re able to purchase 100% of your home, you may also be able to obtain the freehold of your property – that means you won’t have to comply with lease terms anymore (if your lease allows this option)

When can I staircase?

• There’s no obligation to staircase and there’s no restriction on the number of times you can staircase 


• You can buy more when you can afford it, but we recommend you don't buy less than 10% at a time due to the costs involved


• You must have made the initial purchase of your shared ownership property at least 3 months ago, unless your lease says you should wait a specific amount of time before staircasing

Will I still have to pay rent if I can’t staircase to 100% ownership?

• Yes, you’ll have to pay rent on the un-purchased value of your property until you own the maximum share that’s allowed by your lease – but in principle, the more you own of your home, the less rent you’ll pay


• If your lease doesn’t enable you to purchase the full value of your property, you won’t have to pay rent on the share you’re not able to buy

What costs are involved in staircasing?

• You’ll need to appoint a solicitor, who’ll let you know their individual fees


• An independent valuer will need to determine the purchase price of your home, based on the market value of the entire property at the time you choose to staircase


• You’ll also be responsible for paying the valuation and administrative costs involved in the process

How do I arrange to staircase?

If you're in a position to staircase, please contact us and a member of our sales or legal team will then be in touch as soon as possible to let you know what happens next.

Where can I get independent advice?

The Leasehold Advisory Service (LEASE)


Tel: 0207 832 2500


The Leasehold Advisory Service is a Non Departmental Public Body (NDPB) funded by the government to provide free advice on the law affecting residential leasehold property in England and Wales.



Homes and Community Agency


Tel: 0300 1234 500